Ruland Financial Podcast Demo - First Time Homebuyers

RICHARD
Hello, and welcome to Real Estate Debate, your information source for the California real estate market. I’m your host, Richard Lohrey, and we’re here with Doug Ruland of Ruland Financial. Thanks for being here today, Doug.

DOUG
Thank you for having me. What topics are we going to discuss today?

RICHARD
Today, we are addressing the issues and questions of first time home buyers, adjustable vs. fixed rate mortgages, home equity lines of credit, reverse mortgages how to build wealth through your mortgage and the importance of credit.

DOUG
These are interesting and important topics, Richard. There are a lot of people in California that can benefit from understanding these aspects of real estate.

RICHARD
Well, let’s begin with first time home buyers. What is the initial step a first time home buyer should take when they are ready to start shopping